Useful Links

Accountant

Kennedy & Co Chartered Accountants

Thomas Guth & Associates

ARW Chartered Accountants

Money Exchnage and Stock Market

Everforex - Online Foreign Exchange Networks

Real Estate

Ray White Real Estate

Century 21 Real Estate

Raine and Horne Real Estate

West Virginia Homes For Sale - Search West Virginia Real Estate on MyHomeSearches.com America's Home Finding Community.

Solicitor

Christine Vachon Solicitor

Navado - Sydney Solicitors

Antwan Lawyers

Other Countries Finance

No Deposit Required in UK - We will help you find the right 100% mortgage deal - no deposit required.

Others

First Home Buyers Grand

Lots of information about first home buyers grand. You can check you eligibility. www.firsthome.gov.au

Unclaimed

MoneyWhen money remains in a bank account for a period of time without being touched, it is consdered to be a "dormant" account. Financial institutions are obliged to forward such funds to the Australian Securities and Investment Commission (ASIC) after a certain period of time, whereby they are then considered to be "unclaimed money". The money can be claimed back from ASIC by the owner of the funds by visiting their website. http://www.edge.asic.gov.au

Lost Superannuation

When money remains in a superannuation fund for a period of time without additional contributions being made, the funds are eventually sent to the Australian Taxation Office (ATO) as the funds are considered to be "lost" or "unclaimed". You can claim back the value of your superannuation fund by visiting the ATO website.
http://www.ato.gov.au

Centrelink

Those customers receiving Centrelink benefits can access information about their payments, particularly if there are payment delays or changes to payments during public holidays (which Centrelink usually publish on their website to alert those receipients affected). You may also use the link to find our what benefits you are entitled to receive from Centrelink.
http://www.centrelink.gov.au/

Australian Taxation Office

Find out more about your tax obligations, and the implications of not lodging your tax file number against your bank accounts.
http://www.ato.gov.au/

Australian Banking Industry Ombudsman

The ABIO is a free service provided to consumers in Australia. The service is paid for by the banks and provides a forum for resolving complaints about banking service and loss to the consumer.http://www.abio.org.au

Debt - Failure to pay your mortgage

"The biggest debt in life for many people is a mortgage with a financial institution. As security or collateral for a loan a financial organisation takes a 'mortgage' over the home or land."
http://www.lawsociety.com.au

My Credit Report

FileProvides credit information to individuals and business. It also gives individuals the ability to access their own credit information free of charge.http://www.mycreditfile.com.au

National Consumer Credit Site

"The Consumer Credit Code was developed as a national initiative to standardise credit practice in Australia. If you buy goods, services or land now and pay a charge for them later, then you are being provided with credit. You may have borrowed money from a bank, paid for the goods on a credit card or simply owe money to a business. If you pay a business for credit and use it mainly for personal, household or domestic purposes, the new Consumer Credit Code will affect you."
http://www.creditcode.gov.au

No Interest Loan Schemes (NILS)

Many low income households face a major problem if they need to buy an essential household item, but don't have savings and can't get affordable credit. Community groups have devised "No Interest Loan Schemes" (NILS) to solve this problem. A typical NILS loan is for around $600 - $1000 for a washing machine, fridge or medical appliance. As loans are repaid over 12-15 months, the money is lent out again to other people in the community. NILS are run by local community groups such as neighbourhood centres or charities. http://www.nilsnsw.org.au/

Australian Security and Investments Commission

Small BusinessPlenty of information for smaller enterprises here, covering scams, directors' duties, tips to keep your company in shape and so on. If you're dealing with another company, you can search the database to see if it has a banned director. On a more practical level, you can lodge your annual return, and/or check the details of your company and update as needed. www.asic.gov.au

Entrepreneur Business Centre

A fine site from this Perth-based organisation. The sections are along the natural lines of starting (or buying) a business, managing and growing it, getting online and then there's resources and products. According to the site, the resources section has over 7,500 articles alone. One feature with appeal is the Q&A with an expert. You can check the archive and then ask an expert about a broad range of topics. You have to be registered to do so, but it’s free.www.ebc.com.au