|
7.49% p.a.
annual interest rate
Basic variable loan is packed with basic features to reduce your upfront and ongoing fees. You can choose weekly, fortnightly or monthly repayments - it's up to you! You can also access your additional repayments when you want via Phone and Internet Banking.
If this is not your best choice you still can get yours within over 40 lenders and 1000 products!
| Basics |
| Benifits |
Very simple and easy, no application fee, low rate |
| Bank Name |
FIrst Home Loans |
| Interest Rate |
7.49% |
| Revert to (Second Year) |
7.49% |
| Comparison Rate |
7.62% |
| Application Fee |
$0 |
| Document Preparation Fee |
$0 |
| Valuation Fee |
$220 |
| Legal Fee |
Normally $330, Now $0 in First Home Loans |
| Settlement Fee |
$0 |
| Monthly Fee |
$10 |
| Annual Fee |
$0 |
| Redraw Fee |
$20 |
| Minimum Redraw Amount |
$1000 |
| Split Facility |
 |
| Split Fee |
$200 |
| Offset Account |
|
| ATM Access |
|
| Eftpos |
|
| Cheque Book |
|
| Additional Repayment |
|
| Direct Debit |
|
| Telephone Banking |
|
| Internet Banking |
|
| Salary Crediting |
|
| Interest Only Available |
|
| Owner Occupier |
|
| Construction Loan |
|
| Investment Loan |
|
| Term of Loan |
30 yeas |
| Minimum Loan Size |
$50000 |
| LVR |
100% |
| Lender Mortgage Insurance (LMI) |
Above 80% |
| Repayment Frequency |
weekly, fortnightly, monthly |
| Early Termination Fee |
Year 1 & 1: $1500 or 0.25%, Year 3: $1200 or 0.2%, Year 4: $900 or 0.15% if approved loan amount, which ever is greater |
| Discharge Fee |
$0 |
| |
 |
|
|
This Comparison Rate is for a home loan of $300,000 over 25 years.
The home loan rates fluctuate everyday. These rates are indicative only..
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the home loan.
|
|
